Driving is a part of daily life. However, most often underestimate the inherent dangers of driving a motor vehicle. One mistake or second distraction could lead to severe consequences for all parties involved.
If you were involved in a motor vehicle collision and are seeking legal recovery, a seasoned personal injury attorney could help. Douglasville car accident lawyer could provide insight into your situation, and help you pursue compensation.
It is a requirement by law for drivers to possess car insurance when registering and operating their motor vehicles. Drivers must carry a minimum amount of liability insurance coverage, including $25,000 for injury or death, $25,000 for property damages, and $50,000 for injuries or deaths of more than one person.
Individuals injured in car accidents generally have a few options when seeking relief through an insurance claim. One option is to file a claim with their own insurance provider. After the initial contact with the insurance company, an adjuster may request documentation, information, and conduct an investigation on the claim.
If approved, the insurance company may pursue a subrogation claim against the at-fault driver’s provider. Alternatively, injured parties also may file an insurance claim against the at-fault driver’s insurance company directly. This is known as a third party claim. It is important to note that a claimant should not speak with the at-fault party’s insurance company without consulting a Douglasville car crash lawyer first.
If an individual does not wish to file a claim through insurance, they may have the option to file a personal injury case. Because Georgia is a fault state when it comes to insurance, injured parties may file a personal injury lawsuit without needing to meet a threshold requirement.
Plaintiffs must file their action within the statute of limitations. Failure to file within the allotted time may result in losing the right to bring a lawsuit. Official Georgia Code Annotated §9-3-33 states that plaintiffs seeking bodily injury or property damage claims must bring their case within two years of the date of their accident. A Douglasville lawyer could work to ensure that a claimant files their motor vehicle accident claim within the statute of limitations.
Injured parties may seek property damages incurred from the accident in addition to economic and emotional losses. Economic damages may include medical expenses or lost wages from missed work during treatment. Noneconomic compensation can be more difficult to quantify and may include losses such as emotional anguish, loss of companionship, or pain and suffering.
Car accidents can vary in terms of level of severity. When you are involved in a serious collision, it can be challenging to manage your physical recovery while dealing with insurance companies and the opposing party. A Douglasville car accident lawyer could provide support at a time where you may need it most.
An attorney could handle filing the necessary documents, negotiating settlements, and other parts of the legal process. To learn more about your legal options, call today for a consultation.